What To Do If Your Vehicle Received Hail Damage

If your area recently had a hail storm and your vehicle sustained some damages from the hail, you need to learn what steps to take. Review the following suggestions and then get the help you need from your insurance agent and mechanic. 

Take Pictures

One of the very first things that you want to do is take a few pictures. If there are still chunks of hail on the ground around your car or even resting on the hood or windshield wipers, take a few shots of that evidence. Then, you will want to take a few pictures of the actual damage to the metal of your vehicle or its windshield. This documentation is important so you can show the auto insurance company the need for hail damage repair services and the extent of the problem.

Contact The Insurance Company

Call your insurance company and explain that your vehicle was damaged by hail and that you would like to file a claim. Explain that you have pictures in case they want them. They might want those pictures for their file, but they might still send out an auto claims adjuster to check out the condition of your vehicle in person.

Get A Couple Of Quotes

Call around to two or three auto body repair companies to see if you can get some quotes. You will need a written quote to provide the insurance company. They will use that information to officially approve the repairs. 

Next, find out what your portion of the expense will be. For example, if you have a deductible, you'll generally pay that amount to the auto body repair company toward the cost of the repair. 

Once the work is done and you have paid your deductible to the auto body repair shop, the insurance company will provide a check for the portion that they are paying for. They might mail it to the shop or give it to you so you can give it to the auto body shop when you go to retrieve your vehicle. Check with your insurance company to learn about their procedures. 

Now that you have a better understanding of what to do in the event that your vehicle receives hail damage, take action so you can get your car repaired in a timely manner. Make sure that you are using a reputable auto body shop for all repairs to your vehicles.

For more information, contact a hail damage repair shop.